Insurance Products

GAP Insurance

If your vehicle is stolen or written off in an accident, there may be a shortfall between the value of the vehicle and the outstanding finance amount. In these circumstances GAP insurance would cover the difference.

Early Termination Insurance

This product covers you if you prematurely end your car finance agreement, causing a financial shortfall between the outstanding balance and the actual sale price of your car. Normally you would be responsible for this shortfall amount.

Payment Protection Insurance

This product will pay your monthly repayments if you find yourself unable to work due to an accident, sickness, or unemployment.

Assured Mobility Insurance

The product is designed to protect the driving licence against, loss due to illness, accident / injury or disqualification under the totting up procedure.

Back To Invoice Insurance

This product is a variation on Gap Insurance and offers customers the opportunity of protecting the vehicle value. In the event the vehicle is the subject of an insurance write off then the BTI policy will pay up to £15,000 shortfall to put the customer back in to the position they were in when the vehicle was purchased.

The policy is a single premium contract and is available on vehicles up to a maximum retail price of £40,000.

Warranty

The cover offers various levels of benefit from manufacturers extended warranty to basic driveline cover.

Example Prices

The prices below are examples of our prices. Please call our sales team on 08707 555444 for a specific quotation - we may have a special offer running on the insurance product you require.

Product	Maximum Benefit	Cost
Contract Hire Gap	£10,000	£268.00
Mainstream Gap	£5,000	£257.50
Prestige Gap	£7,500	£268.00
Truck Gap	£10,000	£467.50
Early Termination	£5,000	£467.50
Payment Protection (ASU)	£1,000 per monthly finance repayment	10.00%
Assured Mobility	£10,000	£273.25
Back to Invoice	£15,000	£346.75

car finance UK

When you look for a new car what type of finance schemes do you look at, is the bank your first port of call? A personal loan could help you to buy the car of your dreams but over a period of time your car will depreciate quite heavily. Many of the car supermarkets offer car finance schemes but they can be at quite astronomical rates. Other types of Car Finance Uk schemes include contract hire or contract purchase and these are available through car leasing companies. Take a look at this type of Car Finance Uk and you might be impressed by what you see. Business users that have opted out of their company car scheme and receive an allowance instead, could certainly benefit by this type of Car Finance Uk. They could put their car allowance to a contract hire scheme and for a fixed monthly payment have the car of their choosing. All the popular makes and models are available to hire so users will get their dream motor and maintenance packages can also be included. This type of Car Finance Uk also benefits private users as personal contract hire schemes can be entered into. It`s a great way to help finance a new vehicle and it will ensure you get a reliable car to drive around in. Weigh up all the options when you look at Car Finance Uk schemes and you might find that a contract hire could be the ideal solution to your transportation dilemmas.

car leasing

When you buy a second hand car you`ll have to make sure it`s fully maintained and in a roadworthy state to use it on the road. The problem with buying second hand cars is it`s always a bit of a gamble as the car could have a hidden past or prove to be totally unreliable over a period of time. As well as this, most cars depreciate quite heavily, so you could end up selling the car for next to nothing when the time comes to upgrade. However, if you took part in a Car Leasing scheme you`d have a new car every few years so maintenance and reliability issues wouldn`t be a problem. Both private and business users can benefit by taking part in a Car Leasing scheme and in the USA this is how a vast amount of car users fund driving a new vehicle. Business users that get a car allowance instead of a company car can put the money they receive to a Car Leasing scheme. All of the motor manufacturers are represented on the Car Leasing schemes so if you have a particular model in mind you`ll soon be driving it around. Private users will find that by taking part in the Car Leasing schemes they can afford to drive a new car of their choosing which they might not have been able to do before. If you are thinking of buying a second hand car this year other alternatives such as a Car Leasing scheme might prove to be more effective.

contract hire

It`s possible to run new vehicles for less money than you might imagine when you take part in a Contract Hire scheme. Many business users take part in Contract Hire schemes and they run around in modern vehicles as a result. For companies that have large transport fleets a Contract Hire can prove to rather cost effective. Typical Contract Hire schemes are set-up over a set period of time and the vehicle are returned at the end of the hire period. When the vehicles are returned new vehicles are then hired and the cycle repeats itself. Companies will find that they can manage their transport budgets rather effectively when the Contract Hire schemes are entered into. Fabulous fixed-cost motoring can be enjoyed with Contract Hire schemes and you won`t be losing money on depreciating vehicles. With some car hire schemes a large initial outlay may be required with deposits securing certain types of vehicles. With Contract Hire schemes there isn`t any large initial outlay because the payments are spread over fixed monthly terms. Other benefits of the Contract Hire schemes are that businesses can upgrade their vehicles frequently so new models can be run more often. More importantly, the contact hire is great for businesses because they can claim VAT back on the cost of the payments and the assets can be shown on their balance sheets. Businesses will be able to run new vehicles for a fixed monthly fee and know exactly where they stand with the Contract Hire. Why bother trying to run your own fleet of vehicles when a Contract Hire can take care of all your transport solutions?

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